During your working life, you usually have a fairly clear purpose, because this is often linked to your day-to-day role. It may be that you weren’t lucky enough to make a living from your purpose, so that is what you do in your free time. It may be that your purpose is to make sufficient money to keep a roof over you and your family’s heads. Whatever it is, you probably have a defined purpose to work for and that may or may not be linked to your ultimate purpose.
If you are lucky enough to do a job that is
Sporting achievements are often considered to be great when the team or individual conquers adversity. Triumphing despite the odds being stacked against you makes the accomplishment seem even more incredible.
Look at people like Boris Becker, who won the 1985 Wimbledon Championship at the tender age of 17; or George Foreman, who won the boxing World Heavy Weight title at 45. Their age was against them- one ‘too young’ and the other ‘too old’ to theoretically succeed. But what they both demonstrated was that the number of years you’ve spent on this planet is irrelevant; if you want to succeed, age
Malcolm Gladwell, in his book Outliers, tells the story of the people of Roseto. In the late 19th and early 20th century, many of the people of Roseto Valfortore (a small town 100 miles southeast of Rome) migrated to the United States to create a new life in the ‘Promised Land’. The Rosetans began buying land on the rocky hillside of Pennsylvania. They built closely packed houses and churches like their town of origin, and having originally named their new home ‘New Italy’, they soon changed this to ‘Roseto’ after their home town.
The culture here was rich in spirituality, community,
As you may have guessed, we are fanatical about helping others to plan for their dream retirement. It should be one of the most exciting times in your life; an opportunity to live out all of those ambitions that you’ve put off until this point. Sadly so many of us find this phase of our lives bleak and desolate, where financial concerns threaten to ruin our happiness. But it doesn’t have to be this way.
You deserve a big pat on the back, a rousing rendition of "He's a Jolly Good Fellow" (not a gender correct reference but you get the
We have focused on pensions in a reasonable amount of detail, which is a necessary evil when discussing the topic of retirement. Of course, this is only one piece of the jigsaw. There are so many other tools that you can use to plan your retirement. In this post, I want to touch on these as well as focus on the accumulation stage. It might be you are reading this close to your retirement and think this is of less use to you. You should read on for three reasons: First, you will find a number of planning tools here
As seen on Family Capers, author Charlie Reading shares his ideas on How Can You Best Save for Retirement?
Saving enough for retirement is a huge financial hurdle that you need to be able to get over to be able to live out your dream retirement.
When I do radio phone ins or seminars, the question I’m asked time and time again is ‘How can you best save for retirement?’ However, there is so much more to saving than knowing just how much enough is.
The place to start is to firstly ask yourself a number of key questions:
HOW MUCH SHOULD I SAVE
Charlie Reading got a chance to be in Positive Phil Show to talk about how to retire happily. In this episode, you get a glimpse of who Charlie Reading is and what his business is all about. In a nutshell, Charlie is a chartered financial planner, speaker, entrepreneur and author who is passionate about retirement planning.
Charlie has successfully helped many people save for, manage and enjoy their retirement. Even when they didn’t think they had saved enough, Charlie has the solution to achieve happy retirement. Through careful planning he has shown them how they can maximise their money, reduce their
There are some important considerations to take into account with your old trail of pensions that you drag behind you like the cans behind a wedding car. My recommendation is that you seek the advice of an Independent Financial Planner with advanced pension qualifications because there can be other aspects of pensions that would affect this advice. My hope is that those people who are determined to do it themselves will make better decisions as a result of reading my blog posts.
Either way, assuming you don’t give up valuable benefits or increase the charges more than the likely investment improvement,
In today’s world of 24/7 media, both online and off, it is easy to get caught up in watching, reading and listening to the news three or more times a day. Many would say that contemporary broadcasting trends enable you have your finger on the pulse of global news as it breaks and to be ‘involved’ in events as they unfold. I can appreciate that argument, but does it make you happy? Only a small fraction of all news that you consume is good news. Is that because good things don’t happen? Of course not. Good things happen all the
The Ideal Retirement Week
Most of the advisers in my industry work in a fairly haphazard manner, where every work day is the same. They check their emails, see clients and do paperwork. I believe that affects the way they work. For example, paperwork saps the very life force from my soul, and if I was to do that prior to seeing an important client, I know that I would be less effective in that meeting. As a result of attending my quarterly Strategic Coach® workshops, I learned to split my time up into three types of days—Free, Focus and Buffer